Fluid Protocol issues USDF loans at 0% interest on the Fuel blockchain, while Liquity issues 0% interest loans secured solely by Ether on Ethereum. The key difference is the chain (Fuel vs. Ethereum) and the collateral type (multi-asset potential vs. exclusively Ether). Fluid suits those seeking low-cost borrowing within the Fuel ecosystem, whereas Liquity is for Ethereum-native users who prefer a single-collateral model.
| Token Price | — | — |
| 24h Change | — | — |
| Market Cap | — | — |
| TVL | $36.2KDefiLlama | $219.5MDefiLlama |
| MCap Rank | — | #935 |
| Total Raised | $3.9M | — |
| Founded | 2022 | 2020 |
| Stage | — | — |
| X / Twitter | 32K | 60K |
| GitHub Stars | — | 356 |
| Chains | fuel | arbitrumethereum |
| Tags | DeFi, Stablecoin Protocol, DeFi | Decentralized Finance (DeFi), Arbitrum Ecosystem, Ethereum Ecosystem |
Fluid Protocol is a decentralized borrowing platform on Fuel that lets users deposit collateral to mint the USDF stablecoin at 0% interest. It maintains a 135% minimum collateral ratio and uses partial liquidations to ensure stability, unlocking liquidity for Fuel's assets.
Liquity is a decentralized borrowing protocol that allows users to draw 0% interest loans against Ether collateral, paid out in LUSD. It maintains a minimum collateral ratio of 110% and is secured by a Stability Pool and fellow borrowers. The protocol is non-custodial, immutable, and governance-free.