TrueFi enables uncollateralized lending for DeFi borrowers, relying on reputation rather than collateral. Wildcat offers undercollateralized credit lines that are fully onchain, requiring partial collateral. TrueFi suits borrowers with strong credit history, while Wildcat suits those who can provide some collateral for more flexible credit.
| Token Price | — | — |
| 24h Change | — | — |
| Market Cap | — | — |
| TVL | $21.7KDefiLlama | $10.5MDefiLlama |
| MCap Rank | #2436 | — |
| Total Raised | $32.5M | $5.3M |
| Founded | 2022 | |
| Stage | — | — |
| X / Twitter | 303 | 10K |
| GitHub Stars | 8 | — |
| Chains | arbitrumethereum | ethereumplasma |
| Tags | DeFi, RWA, Credit Lending | Lending, DeFi, DeFi |
TrueFi is a DeFi uncollateralized lending protocol that enables lenders to earn high yields on stablecoin loans and borrowers to access capital without collateral. It aims to evolve into a market-driven, automated credit rating and lending system.
Wildcat is a protocol that enables borrowers to deploy undercollateralized credit lines onchain. It allows lenders to earn yield by funding transparent, fixed-term credit markets backed by real business operations. The protocol enhances DeFi composability by making its debt tokens usable as collateral in secondary lending markets.

