Mezo is the onchain Bitcoin banking platform owned by its users. Users can access self-service Bitcoin finance without interacting with loan officers, undergoing credit checks, or observing operational hours. It’s just you, your Bitcoin, and permissionless access to financial services 24/7. Traditional banks profit from your deposits while charging you for access to your own money. Two-sided lending markets trap you with 8-9% variable rates that can spike unpredictably, especially in decentralized financial systems. Both systems put middlemen between you and your wealth. Mezo eliminates them all, giving you the power to manage your finances intelligently on your own terms. Deposit Bitcoin as collateral, mint MUSD (a dollar-pegged stablecoin), and use it however you need. Your Bitcoin stays yours while MUSD provides you with instant liquidity. Fixed rates start as low as 1% and stay fixed for the entire life of the loan. This is self-service banking with complete autonomy. Unlike any traditional banking experience, there are no minimum payments, set repayment schedules, or penalties for early repayment. Close your position tomorrow or keep it open for years. It’s your Bitcoin and your decision on what to do with it.
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What have you borrowed on Mezo?
As Mezo Academy nears the final, here is this week's MVP gauge: @SupernormalFDN Remember to pair and vote on @MatchboxMarkets. Score from the 4 million MEZO pool: 6x the points on a new lock 3x the points for lock extensions Make it count. Lock. Vote. Earn. https://t.co/SP3mdYCiF3
CeFi: your money, their yield Mezo: your BTC, your yield
Variable-rate BTC loans mean your 12% APR can quietly become 20%. Some providers carry that risk. Mezo doesn't. Fixed 1% rate, no surprises.
Some lenders rehypothecate your BTC collateral. They lend it out, earn on it, and keep the yield while you pay the rate. It's time for an update. We call it sound yield, for sound money. Others call it Mezo.
RT @BSCNews: 🎙EXCLUSIVE: 50-MINUTES WITH MATT LUONGO (CEO OF THESIS, MEZO, LOLLI) We sat down with @mhluongo, Founder and/or CEO of @thesi…
Some BTC-backed lenders require 40–60% LTV. That's not credit risk management. That's the lender protecting their balance sheet at your expense. Borrow up to 90% LTV on Mezo 👇 https://t.co/cPdnQKVYZZ
🎙EXCLUSIVE: 50-MINUTES WITH MATT LUONGO (CEO OF THESIS, MEZO, LOLLI) We sat down with @mhluongo, Founder and/or CEO of @thesis_co, @MezoNetwork, @trylolli, and many others, for one of the frankest conversations around $BTC, yield, and many other aspects of the crypto ecosystem, that we have ever h
Mezo Academy rewards lock weight and gauge activity. 1️⃣ Lock MEZO to build weight. 2️⃣ Pair that weight with a veBTC gauge at Matchbox. 3️⃣ Boost every epoch for a 2x multiplier on your boosting rewards. Lock. Vote. Earn. Here's how 👇 https://t.co/7gyE1aug8N
Your high-yield savings account pays 4.2% APY. Paid in dollars losing 3% a year to inflation. Bank reserves the right to lower it tomorrow. veBTC on Mezo = real protocol fees. Paid in BTC. You vote where the fees go. One of these is yield. The other is a checking account with a marketing budget.