Stellar is an open-source, decentralized network co-founded in 2014 by Jed McCaleb and Joyce Kim to facilitate the fast and low-cost transfer of value across different currencies and assets globally. Managed by the non-profit Stellar Development Foundation, the project serves as a global infrastructure that connects banks, payment systems, and individuals to expand financial access to underserved populations. Its main value proposition lies in providing a bridge between traditional money and digital networks through the use of Anchors, which are trusted entities that hold deposits and issue credits on the ledger. The network operates using the Stellar Consensus Protocol and a Federated Byzantine Agreement, where nodes choose trusted sets of other nodes to agree on the state of the ledger. This system ensures high throughput and fast finality, where transactions are considered permanent and irreversible within seconds. Key features include a built-in distributed exchange for trading assets without intermediaries and the Soroban platform for developing smart contracts. Users can also utilize the network for tokenizing real-world assets or accessing decentralized finance services like peer-to-peer lending. Stellar's native token, XLM, is essential for maintaining network integrity by acting as an intermediary to find efficient exchange paths and preventing spam through small transaction fees and minimum account balance requirements. Unlike many other digital assets, the network has no inflation because the community voted to disable the automatic creation of new tokens. While the project received early funding from the payments company Stripe, it is now sustained by a global community of validators and developers rather than traditional venture capital.
Key Projects
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Cross-chain intents for AI agents and users
Blockchain infrastructure platform
ETF sponsor.
The world's leading cryptocurrency exchange
A dollar-backed stablecoin for everyday payments.
Open network for global value transfer
Democratizing institutional finance with tokenized assets
The most multi-chain decentralized exchange
Making crypto wealth management accessible to everyone.
Federated credit exchange for borderless value transfer
Crypto payments, rewards, and decentralized lending.
Tokenize and trade real-world assets seamlessly.
Cross-chain value transfer, borderless and free.
Payments, trading, and liquid staking on Solana
DeFi for Africa on Stellar
Tokenizing real-world assets for the digital economy
Your all-in-one Stellar wallet and DeFi gateway
Cross-chain stableswap for decentralized smart markets
Cross-chain DeFi with unified liquidity and governance.
Empowering users to shape European stablecoin innovation
Immutable lending markets on Stellar
Stablecoin Protocol
News
Huge congrats to @CordantHQ team on their $8M seed round announcement today and emerging from stealth. Extremely excited to back this stellar team. Details on why we're excited below 👇 https://x.com/0xArnav/status/2079559601393934716
What makes SHx unique? 👇 Answer: One token, four networks: Stellar, Ethereum, Solana, and XRPL. Built on Stellar Consensus Protocol and energy-efficient by design. Token holders don't just hold SHx, they help govern it: voting on network features and shaping implementation decisions.
Stellar Inks Double RWA Record: XLM Price To Follow Suit?
The Pencil Nebula, created by a massive stellar explosion roughly 11,000 years ago. ✨ 📹 ESO
Stellar's $XLM starts the week -14% down... According to @ElanInsights' comprehensive data dashboard, @StellarOrg has its work cut out for it this week, its token down -14.5% on the week at time of writing. With that said, its market cap of over $6.3 billion still makes it larger than similarly si
Stellar has been UNSTOPPABLE in 2026. Despite $XLM being down more than -60% over the past year, 2026 has so far been incredible @StellarOrg's fundamentals. Its TVL reached an ATH of more than $244M in mid-June (up from around $50M in early June 2025). At the same time, the network's stablecoin s
Good to see $XAUm gaining traction in the Stellar ecosystem and supporting liquidity on @AquariusDeFi. Every integration strengthens the Reserve Layer for on-chain finance.
Today we're announcing institutional-grade qualified custody and off-exchange settlement for USDM1, the world's first natively issued onchain secured sovereign bond. Institutional clients can hold this dollar-denominated sovereign bond in regulated custody on BitGo and use it for collateral and set
The Stellar Consensus Protocol.
BREAKING: No single blockchain can handle DTCC’s $4 quadrillion in annual settlements, according to its Head of Digital Assets. “We're working with Canton, Stellar and a few others.”